Peace of mind assured: 5 moments when you're glad you insured your home contents

There are some things in life you'd rather not dwell on. Like... your home contents insurance. Understandable. Comprehensive home contents insurance sounds like something your grandfather arranged one dull afternoon in his office/backroom over a cigar. Yet, secretly, it's a real must-have, one you only miss when it's too late.

And no, this won't be a dry list of policy conditions. This is everything you need to know without falling asleep. In fact, it could easily keep you awake at night... if you haven't arranged it properly.

1. Spontaneous water ballet in the kitchen

Sunday morning, the Happlify news is fresh in your inbox and you're just about to start eating a croissant and jam. That's when you discover the washing machine has turned your kitchen into a small swimming pool. Don't worry, good home contents insurance will cover the damage to your floor, furniture, and anything else you could salvage from the flood.

2. Kids + crafts = chaos

It started as an artistic craft moment. Until your toddler figured glue would work just as well on your designer chair. And oh yeah, that cute drawing for Grandma? On the wall. With comprehensive coverage, even those little creative outbursts are (sometimes) covered. Just ask your insurer how much coverage they offer.

3. The holiday burglary

Finally, that well-deserved vacation! You're sitting on a beach lounger overlooking the sea, a piña colada in hand. Home? Closed, tidy, and… unfortunately, a target for burglars. Laptop, jewelry, your Labubu collection (just kidding), all gone. Luckily, your home contents insurance will cover the cost. Your vacation might be ruined for a while, but at least you won't be back in financial trouble.

4. An autumn storm with a will of its own

You're cozy inside with a cup of hot chocolate while the leaves fly horizontally outside. Cozy, right? Until you hear: "Crack!" The neighbor's tree has decided your dormer window is a better place to land. Damage, hassle... unless you're well insured. Insured? Then you'll have peace of mind. The insurance company (usually) handles the damage, and you get a new cup of hot chocolate.

5. Fire, smoke and Aunt Els' scented candle

A cozy dinner, a scented candle lit, and then... you get a fright: the flames catch fire in the curtains. It can happen to anyone. And if it does, you don't want to be left awake worrying about the damage. Good home contents insurance covers these kinds of incidents – and you? You can breathe again faster.

So. Now what?

No need to panic, no need for a fire blanket. Just check if you've properly insured your contents. Because it doesn't have to be complicated, but it does need to be arranged. And if something does go wrong, you'll have peace of mind.

Have you insured your home contents yet? Or have you ever had a moment when you were so glad you were insured? Tell us!